Financial Snapshot Calculator
Wealthtrition™ Financial Checkup Calculator
Enter basic financial information to estimate emergency reserves, savings rate, debt ratios, housing cost ratio, total debt ratio, and net worth.
Client Inputs
Enter the monthly dollar amount currently being saved or invested. The savings rate is calculated automatically from the dollar amount and gross income.
Financial Health Snapshot
Ratio Guidelines
| Metric | Green | Yellow | Red |
|---|---|---|---|
| Consumer Debt Ratio | <15% | 15%-20% | >20% |
| Housing Cost Ratio | <25% | 25%-28% | >28% |
| Total Debt Ratio | <30% | 30%-36% | >36% |
| Emergency Fund | 6+ months | 3-6 months | <3 months |
| Savings Rate | 15%+ | 10%-15% | <10% |
Planning reminder: This is a discussion tool, not a complete financial plan. Results should be coordinated with tax, legal, investment, retirement, and estate planning considerations.
Important Disclosure
This material is intended for informational purposes only and is not intended to be a substitute for specific individualized tax or legal advice, as individual situations may vary.
Securities offered through Kestra Investment Services, LLC, member FINRA/SIPC (Kestra IS). Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS). SilverStar Wealth Management, Inc., Bluespring Wealth Partners, LLC, Kestra IS, and Kestra AS are affiliated through common ownership by Kestra Holdings.
Investor Disclosures: www.kestrafinancial.com/disclosures
You should consult with appropriate financial, tax, or legal professionals before implementing any considerations discussed.
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